When it comes to policy decisions that affect low-income families, Congress should listen to those most affected: low-income Black moms, who disproportionately bear the brunt of unemployment, wage gaps and unpaid childcare and domestic labor.

In the Front and Center series, Ms. and Springboard to Opportunities’ Magnolia Mother’s Trust (MMT) team up to give low-income Black moms in Jackson, Miss., an opportunity to share their story. Each MMT mom receives a guaranteed income payment of $1,000 per month for a year, with no strings attached. Now in its fourth cohort, MMT has changed hundreds of lives and proved that unrestricted monthly payments empower women to do what’s best for their families.