From Subsidized Housing to Homeownership: A Single Mom’s Journey of Growth, Grit and Guaranteed Income

Front & Center began as first-person accounts of Black mothers living in Jackson, Miss., receiving a guaranteed income. Moving into the fourth year and next phase of this series, we’re expanding our focus beyond a single policy intervention to include a broader examination of systemic issues impacting Black women experiencing poverty. This means diving deeper into the interconnected challenges they face—including navigating the existing safety net; healthcare, childcare and elder care; and the importance of mental, physical and spiritual well-being. .

“When I learned about the Magnolia Mother’s Trust program, it felt like a lifeline during a tough time when I was recovering from multiple eye surgeries. I have a lot of eye issues and bad vision and currently need new glasses but the cost is just too high, and I’m trying really hard to protect my savings. … It’s important for me to prioritize my children’s needs over unnecessary spending on wants. I’m also figuring out other ways to save, like refinancing my vehicle with a better interest rate. I hadn’t even had a checking account in years until the MMT program.”

Front and Center: ‘If You Lose Your Job, You Lose Your Childcare. How Are You Supposed to Make That Work?’ Asks Mississippi Mom of Five

Front & Center began as first-person accounts of Black mothers living in Jackson, Miss., receiving a guaranteed income. Moving into the fourth year and next phase of this series, we’re expanding our focus beyond a single policy intervention to include a broader examination of systemic issues impacting Black women experiencing poverty. This means diving deeper into the interconnected challenges they face—including navigating the existing safety net; healthcare, childcare and elder care; and the importance of mental, physical and spiritual well-being.

“I really think Trump looks down on people like me,” writes Debra, a single mother taking care of her five children, plus her grandmother and niece. “That’s not the type of person I want leading the country. … People with criminal records can’t even get a job at Walmart. But a felon can run for president?”

Front & Center’s Next Phase: How We Fix Systems Designed to Fail Black Women

Front & Center is a groundbreaking Ms. series that offers first-person accounts of Black mothers living in Jackson, Miss., receiving a guaranteed income. Moving into the fourth year and next phase of this series, the aim is to expand our focus beyond individual stories to include a broader examination of systemic issues impacting Black women in poverty. This means diving deeper into the interconnected challenges they face, including healthcare, childcare and elder care, and the importance of mental, physical and spiritual well-being.

“When we started our Front & Center series three years ago, our goal was to give Black women living in extreme poverty—too often ignored in our politics and press—a platform to share their lived experience. … Instead of the narrow spotlight we’ve held to the singular program of the Magnolia Mother’s Trust guaranteed income pilot, we recognize that we must illuminate the full range of systems that harm our most vulnerable communities.”

The Results of the Biggest Study on Guaranteed Income Programs Are Finally In

Since the 1960s, guaranteed income has been seen as a way to help communities of color, women and LGBTQ+ people. Each of those groups still faces large pay disparities in an economy built primarily to support white men. 

For eight years, researchers have been quietly putting together the largest, most comprehensive study on programs that give people a monthly stream of cash—no strings attached. Over time, does that income transform people’s lives? The data is now in. Right away, the data clearly showed that cash helped people spend more on their basic needs.

A Year of Guaranteed Income Means ‘Freedom’ for This Single Mom and Her Son

Front and Center offers first-person accounts of Black mothers living in Jackson, Miss., receiving a guaranteed income. First launched in 2018, the Magnolia Mother’s Trust (MMT) is the longest-running guaranteed income program in the U.S. Across the country, guaranteed income pilots like MMT are finding that recipients are overwhelmingly using their payments for basic needs like groceries, housing and transportation.

“MMT has given me more freedom. Freedom of mind, freedom from stress. Freedom from thinking, ‘I know I have this bill coming but I don’t know if I’m going to have the money to pay.’ It’s a relief to know that I can just go to bed and wake up and know that at the end of the day, it’s going to be taken care of.”

Supporting Caregivers Supports Us All

Serving over 7 million children in the U.S., home-based providers are often the unsung heroes of the early childhood workforce. But their heroism is not financially rewarded.

In response to the worsening caregiver crisis that emerged during the pandemic, the Thriving Providers Project (TPP) was launched in 2022 to stabilize the economic well-being of these essential workers—nearly all of whom are women—through direct cash transfers. One hundred home-based providers received $500 monthly for 18 months, alongside support services like access to mental health resources.

The Case for a Guaranteed Income for Single Moms: ‘Everybody Needs a Little Extra Cushion, Especially When You Have Kids’

Front and Center offers first-person accounts of Black mothers living in Jackson, Miss., receiving a guaranteed income. First launched in 2018, the Magnolia Mother’s Trust (MMT) is about to enter its fifth cohort, bringing the number of moms served to more than 400 and making it the longest-running guaranteed income program in the country. Across the country, guaranteed income pilots like MMT are finding that recipients are overwhelmingly using their payments for basic needs like groceries, housing and transportation.

“My main goals during this year of receiving funds is to find regular schools for my kids that offer them opportunities. And next year, or the year after, I’d like to find a house with a yard so they can feel comfortable. Something that’s ours.

“I’m so happy to be a part of this program. … I think it should be a standard all across the world. Mothers do so much every single day. Everybody needs a little extra cushion, especially when you have kids.”

Guaranteed Income Gave This Mom the Financial Freedom to Celebrate Her Son’s Graduation

Front and Center offers first-person accounts of Black mothers living in Jackson, Miss., receiving a guaranteed income. First launched in 2018, the Magnolia Mother’s Trust (MMT) is about to enter its fifth cohort, bringing the number of moms served to more than 400 and making it the longest-running guaranteed income program in the country. Across the country, guaranteed income pilots like MMT are finding that recipients are overwhelmingly using their payments for basic needs like groceries, housing and transportation.

“One of my goals while in the program is to go back to school. …

“One of the other fun things I’ve been able to do with my son is take him to the new little kids museum. I always felt bad that I couldn’t do it before. When we went, he said, ‘Thank you, Mom. I thought you would never take me, you’re the best mom!’ It made me cry.”

Low-Income Parents and Caregivers Deserve a Federal Guaranteed Income Program

Across the U.S., caregivers—especially moms—are being left behind by policies that don’t value the work they do every day. Families are facing systemic problems like lack of access to childcare, transportation, safe housing and nutritious food.

Federal programs that address these issues without unnecessary and stigmatizing restrictions would enable caregivers to provide high quality care and set their children up for success.