Stimulus Payments and the Child Tax Credit Are Transforming U.S. Families—What Happens When They End?

Neither the COVID-era stimulus payments nor the child tax credit were designed to be permanent solutions—but if they were, they would especially help working moms, low-income women and women of color.

The Magnolia Mother’s Trust puts this into action, demonstrating that giving women an economic safety net leads to families escaping poverty and having the ability to set themselves and their families up for success.

Front and Center: Guaranteed Income Helps Roneisha Know Her Worth—and Afford “a Treat Here and There”

Front and Center highlights the success of Springboard to Opportunities’ Magnolia Mother’s Trust, which this year will give $1,000 per month for 12 months to 100 families headed by Black women living in federally subsidized housing.

“I have this ability through the money from the trust to provide for my family in a hard time, because before I got that call that I was selected to be part of the program I was really struggling to keep on top of my bills and responsibilities.”

Front and Center: This Mom Is “Saving and Paying My Bills on Time” to Buy a Home—With Help from a Guaranteed Income and the Child Tax Credit

Front and Center highlights the success of Springboard to Opportunities’ Magnolia Mother’s Trust, which this year will give $1,000 per month for 12 months to 100 families headed by Black women living in federally subsidized housing.

“A lawyer advised me to file bankruptcy, so I did. And now that’s going to complicate getting a home, which is really frustrating because I had gotten everything else in order. … Now it just feels like I’m at a standstill.”

Returning to Schools Without Mask and Vaccine Mandates, Moms Must Choose: Their Jobs, or Their Kids’ Health

Despite children under 12 being unable to get vaccinated and the Delta variant surging across the country, most schools are reopening in-person this month, presenting parents with a tough choice—especially in states and localities without mask and vaccine mandates.

Moms—particularly Black and low-income moms—are bearing the brunt.

Front and Center: Guaranteed Income “Helps Low-Income Women Better Ourselves,” Says Annette, a Mother of the Magnolia Mother’s Trust

Front and Center highlights the success of Springboard to Opportunities’ Magnolia Mother’s Trust, which this year will give $1,000 per month for 12 months to 100 families headed by Black women living in federally subsidized housing.

“If I were able to sit down with our country’s leaders, I would tell them how important a program like the Magnolia Mother’s Trust is. It helps low-income women like myself better ourselves.”

The Power of Unrestricted Cash: Advocates Call for Permanent Policy to Support Low-Income Families

A permanent child tax credit and guaranteed income would give low-income mothers of color more opportunities to provide for their children without financial stress, and invest in their personal goals.

By getting cash into the hands of people who need it, these policies would make a huge difference for struggling Americans, and would be a step towards creating an economic system that values the lived experiences and unique perspectives of marginalized people.

Front and Center: Guaranteed Income and the Child Tax Credit Are Keeping This Family Afloat

Front and Center highlights the success of Springboard to Opportunities’ Magnolia Mother’s Trust, which this year will give $1,000 per month for 12 months to 100 families headed by Black women living in federally subsidized housing.

“Now that I have the guaranteed income money coming in, I don’t have to worry about whether I can afford bills this month or be concerned about affording household supplies.”

“The child tax credit payments that started coming last month has been a huge help … to get prepared and buy my children their school things—there’s so much to get.”

Front and Center: “Magnolia Mother’s Trust Was So Important in Getting Me Through Those Months Last Year,” Says Guaranteed Income Alumna and Mother

Front and Center highlights the success of Springboard to Opportunities’ Magnolia Mother’s Trust, which this year will give $1,000 per month for 12 months to 100 families headed by Black women living in federally subsidized housing.

“I haven’t had work since the shutdown, that was March 17 of 2020 here. I have been looking for work, and all I want is just a good-paying job. The money from Magnolia Mother’s Trust was so important in getting me through those months last year.”

Front and Center: Guaranteed Income Is Helping Chephirah Cover Her Bills, Plan Her Future and Finally Feel Hope

Front and Center highlights the success of Springboard to Opportunities’ Magnolia Mother’s Trust, which this year will give $1,000 per month for 12 months to 100 families headed by Black women living in federally subsidized housing.

“The dinner and a trip down to New Orleans were the two things she asked for for her birthday, and I was able to do both because of that help of the Magnolia Mother’s Trust and my family. It’s been a long, long time since we had a little vacation.”